Automatic enrolment rules

I’m about to start a new part-time job and my employer hasn’t mentioned anything about pensions yet. What do I do?

All employers must offer a workplace pension scheme by law. Your employer must automatically enrol you into a pension scheme …

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What’s automatic enrolment?

To help you save more for retirement, the government’s introduced a compulsory requirement for your employer to contribute to your …

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Who is responsible for enforcing these rules?

  The Pensions Regulator – the UK regulator of workplace pension schemes – makes sure employers are following automatic enrolment …

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Who is The Pensions Regulator (TPR)?

  The Pensions Regulator is the UK regulator of workplace pension schemes. They give guidance to employers about what they …

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What must my employer do under the automatic enrolment rules?

  After you’ve been enrolled into your employer’s workplace pension scheme, your employer must: pay at least the minimum contributions …

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Can my employer delay my enrolment date?

  Although your employer can’t change its staging date, it can delay the date it intends to enrol you into …

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What if I don’t meet the criteria to be enrolled?

  If you don’t meet the criteria to be enrolled when your employer starts enrolling workers, you won’t be automatically …

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What penalties are there if my employer doesn’t comply?

  The Pensions Regulator is responsible for ensuring compliance with the automatic enrolment legislation; where there’s a breach it’ll initially …

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What do I do if my employer doesn’t comply with its automatic enrolment duties?

  Every employer has been given a specific date by which they needed to comply with these duties. You should first contact …

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Is there a time limit for my employer to forward my pension contributions to you?

Yes, the law requires that when your employer deducts contributions from their staff’s pay, they must pay these to their workplace …

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