What must my employer do under the automatic enrolment rules?

After you’ve been enrolled into your employer’s workplace pension scheme, your employer must:

  • pay at least the minimum contributions due to the pension scheme on time
  • let you leave the pension scheme (called ‘opting out’) if you ask – and refund money you’ve paid, but only if you opt out within 1 month
  • let you re-join the scheme at least once a year if you’ve opted out
  • automatically re-enrol you back into the pension scheme at least once every 3 years if you’ve opted out, ceased active membership or are paying below the minimum contribution levels, providing you’re still classed as an ‘eligible’ jobholder.

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