Cookie policy

We (B&CE Holdings Ltd) use cookies on our websites to help give you the best experience we can. If you’d like to remove or refuse cookies, you can learn how to below – see ‘What to do about unwanted cookies or adverts’. However, this may mean our website won’t work in the way you’d expect.

What are cookies?

If you use your web browser settings to refuse all cookies, you won’t be able to log in to your Online Account with us.

Cookies are small text files that are placed on your device (such as a computer or mobile phone) when you browse websites. Almost all websites use them. They help us to distinguish you from other visitors. They also help us to customise our web pages by remembering your preferences, such as font size.

When you return to our websites, we use the information in the cookie to recognise your last session. This improves the quality of your experience on our websites.

Why do we use cookies?

We use cookies to make our websites work as you’d expect. They also help us to:

  • continually improve our websites
  • improve speed and security of our websites
  • remember your search settings during and between visits
  • let you share pages with social networks like Facebook and add comments to our site
  • make our marketing more efficient so you should only see advertising or promotions that are relevant to you, eg via Google or Facebook.
Manage consents

We don’t use cookies to:

  • collect any personally identifiable or sensitive information
  • send personally identifiable data to third parties.

What type of cookies do we use?

The People’s Pension

Cookie type Name Where we use it Why we use it and how long it lasts Cookie category
First-party cookie _dc_gtm_xxxxxx Google Tag Manager To identify visitors by age, gender or interests in Google Tag Manager. Expires after each visit. Essential
First-party cookie _ga Google Analytics To identify unique users. Expires after 2 years. Analytics
First-party cookie _gat Google Analytics To limit requests to Google Analytics. Expires after 1 minute. Analytics
First-party cookie _gid Google Analytics To distinguish different users by a non-personal random number, instead of using personal information. Expires after 24 hours. Analytics
First-party cookie Cusid ClickDimensions To uniquely identify visitors by a non-personal random number, instead of using personal information. Expires after 30 minutes. Marketing
First-party cookie Cuvon Google Tag Manager To identify the most recent page view. Expires after 30 minutes. Essential
First-party cookie _fbp The People’s Pension website Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers. Expires after 3 months.Marketing
First-party cookie _gcl_au The People’s Pension website Used by Google AdSense for experimenting with advertisement efficiency across websites using their services. Expires after 3 months. Marketing
First-party cookie lh_slider_103538 The People’s Pension website This cookie is used for tracking the session. It tracks user data, such as logged in credentials. Expires after 12 months. Essential
First-party cookie mf_user The People’s Pension website This mouseflow cookie establishes whether the user is a returning or first time visitor. This is done simply by a yes/no toggle – no further information about the user is stored. Expires after 90 days. Analytics
First-party cookie PHPSESSID The People’s Pension website To store a simple message when a form is submitted that can be displayed on a different page. Expires after each visit.Functional
First-party cookie rated_3680 The People’s Pension website This cookie is used to remember a user response when they rate an article on the website. Expires after 12 months. Functional
First-party cookie Recite.Persist The People’s Pension website This stores a flag to indicate whether toolbar should persist between pages or not. Expires after each visit.Functional
Third-party cookie IDE doubleclick.net To measure visitors’ actions after they click through from an advert. Expires after 1 year. Marketing
Third-party cookie Fr Facebook To track advertising opt-outs on Facebook. Expires after 3 months. Marketing
Third-party cookie 1P_JAR Google Analytics Google cookie. These cookies are used to collect website statistics and track conversion rates. Expires after 30 days.Analytics
Third-party cookie Bcookie LinkedIn Used by the social networking service, LinkedIn, for tracking the use of embedded services. Expires after 2 years.Marketing
Third-party cookie Bscookie LinkedIn Used by the social networking service, LinkedIn, for tracking the use of embedded services. Expires after 2 years.Marketing
Third-party cookie CONSENT Google Analytics Used to detect if the visitor has accepted the marketing category in the cookie banner. This cookie is necessary for GDPR-compliance of the website. Expires after 18 years.Marketing
Third-party cookie Lidc LinkedIn LinkedIn cookie used for routing from share buttons and ad tags. Expires after 24 hours. Marketing
First-party cookie mf_d80daa54-ad56-420b-a91c-01c0ff0cd730 The People’s Pension website A mouseflow cookie for identifying the browser session. Session cookie expires when browser is closed or user logs out. Analytics
Third-party cookie NID Google Google uses cookies, like the PREF cookie, NID and SID, to contribute to the personalization of the ads in Google properties, like Google search. Expires after 6 months.Marketing
Third-party cookie PREF YouTube This cookie allows YouTube to collect usage information for YouTube hosted videos. Expires after each visit.Analytics
Third-party cookie Recite_Session ReciteMe These are a form of session-ID that is used for API requests to validate users, there is no data transferred other than a true or false value. Expires after each visit.Functional
Third-party cookie test_cookie DoubleClick To measure the visitors’ actions after they click through from an advert. Expires after each visit. Marketing
Third-party cookie VISITOR_INFO1_LIVE YouTube This cookie allows YouTube to collect usage information for YouTube hosted videos. Expires after 179 days.Analytics
Third-party cookie YSC YouTube This cookie allows YouTube to collect usage information for YouTube hosted videos. Expires after each visit.Analytics

Adviser Hub

Cookie type Name Where we use it Why we use it and how long it lasts Cookie category
First-party cookie _dc_gtm_UA-83014567-1 The People’s Pension website – Advisor Hub To identify visitors by age, gender or interests in Google Tag Manager. Expires after each visit.Analytics
First-party cookie _ga The People’s Pension website – Advisor Hub To identify unique users. Expires after 2 years. Marketing
First-party cookie _gat The People’s Pension website – Advisor Hub To limit requests to Google Analytics. Expires after 1 minute. Analytics
First-party cookie _gat_UA-83014567-1 The People’s Pension website – Advisor Hub To limit requests to Google Analytics. Expires after 1 minute. Analytics
First-party cookie _gid The People’s Pension website – Advisor Hub To distinguish different users by a non-personal random number, instead of using personal information. Expires after 24 hours. Analytics
Third-party cookie IDE The People’s Pension website – Advisor Hub To measure the visitors’ actions after they click through from an advert. Expires after 1 year. Marketing
Third-party cookie NID The People’s Pension website – Advisor Hub Google uses cookies, like the PREF cookie, NID and SID, to contribute to the personalization of the ads in Google properties, like Google search. Expires after 6 months.Marketing
Third-party cookie 1P_JAR The People’s Pension website – Advisor Hub Google cookie. These cookies are used to collect website statistics and track conversion rates. Expires after 30 days.Analytics
First-party cookie wordpress_logged_in_ The People’s Pension website – Advisor Hub These cookies help us keep you logged in to our site. Expires after each visit.Essential
First-party cookie wordpress_sec_ The People’s Pension website – Advisor Hub These cookies help us keep you logged in to our site. Expires after each visit. Essential
First-party cookie wordpress_test_cookie The People’s Pension website – Advisor Hub These cookies help us keep you logged in to our site. Expires after each visit.Essential
First-party cookie wp-settings-time- The People’s Pension website – Advisor Hub WordPress also sets a few wp-settings-{time}-[UID] cookies. The number on the end is your individual user ID from the users database table. This is used to customize your view of admin interface, and possibly also the main site interface. Expires after each visit. Essential
First-party cookie catAccCookies The People’s Pension website – Advisor Hub Cookie set by the UK cookie consent plugin to record that you accept the fact that the site uses cookies. Expires after 1 month.Essential
Third-party cookie CONSENT The People’s Pension website – Advisor Hub Used to detect if the visitor has accepted the marketing category in the cookie banner. This cookie is necessary for GDPR-compliance of the website. Expires after 18 years.Marketing
First-party cookie _gcl_au The People’s Pension website – Advisor Hub Used by Google AdSense for experimenting with advertisement efficiency across websites using their services. Expires after 3 months. Marketing

B&CE

Cookie type Name Where we use it Why we use it and how long it lasts Cookie category
First-party cookie browserupdateorg B&CE website Notifies users to update their browsers. Expires after each visit. Essential
First-party cookie _dc_gtm_xxxxxx Google Tag Manager To identify visitors by age, gender or interests in Google Tag Manager. Expires after each visit. Essential
First-party cookie _ga Google Analytics To identify unique users. Expires after 2 years. Analytics
First-party cookie _gat Google Analytics To limit requests from the web page to Google Analytics. Expires after 1 minute. Analytics
First-party cookie _gid Google Analytics To distinguish different visitors by a non-personal random number, instead of using personal information. Expires after 24 hours.Analytics
First-party cookie _gcl_au Google Adsense Used by Google AdSense for experimenting with advertisement efficiency across websites using their services. Expires after 3 months.Marketing
First-party cookie _vwo_uuid_v2 Visual Web Optimiser To ensure visitors see the same version of the page when we’re testing different versions. Expires after 1 year. Analytics
First-party cookie cb-enabled B&CE website To control the display of the cookie notice. Expires after 1 year. Essential
First-party cookie Cusid ClickDimensions To uniquely identify visitors by a non-personal random number, instead of using personal information. Expires after 30 minutes. Marketing
Third-party cookie Bcookie LinkedIn Used by the social networking service, LinkedIn, for tracking the use of embedded services. Expires after 2 years.Marketing
Third-party cookie Bscookie LinkedIn Used by the social networking service, LinkedIn, for tracking the use of embedded services. Expires after 2 years.Marketing
Third-party cookie IDE doubleclick.net To measure the visitors’ actions after they click through from an advert. Expires after 1 year. Marketing
Third-party cookie Cusid ClickDimensions To uniquely identify visitors by a non-personal random number, instead of using personal information. Expires after 30 minutes. Marketing
Third-party cookie Cuvid ClickDimensions To identify the first visit from a web browser. Expires after 2 years. Marketing
Third-party cookie Cuvon ClickDimensions To identify the most recent page view. Expires after 30 minutes. Essential
Third-party cookie __cfduid Browser-update.org To optimise the use of the content delivery network and provide faster web page load speeds. Expires after 1 year. Essential
Third-party cookie Lang Twitter This cookie is used by Twitter for marketing purposes. Expires after each visit. Marketing
Third-party cookie Lidc LinkedIn LinkedIn Share button and advertising tags. Expires after 24 hours. Marketing
Third-party cookie PREF YouTube This cookie allows YouTube to collect usage information for YouTube hosted videos. Expires after each visit.Analytics
Third-party cookie test_cookie DoubleClick To measure the visitors’ actions after they click through from an advert. Expires after each visit. Marketing
Third-party cookie VISITOR_INFO1_LIVE YouTube This cookie is set by YouTube to keep track of user preferences for YouTube videos embedded in sites. It can also determine whether the website visitor is using the new or old version of the YouTube interface. Expires after 6 months.Analytics
Third-party cookie YSC YouTube This cookie is set by YouTube to track views of embedded videos. Expires after each visit. Analytics

Employer Online Services

Cookie type Name Where we use it Why we use it and how long it lastsCookie category
Authentication cookie .ASPXFORMSAUTH The People’s Pension – Employer Online ServicesTo enable visitors to log in to the site, and for us to check who they are. This cookie is essential for our site. Expires after 30 minutes.Essential
Authentication cookie ASP.NET_SessionId The People’s Pension – Employer Online ServicesTo enable us store data from each visitor session. Expires after 30 minutes. The site may function incorrectly without it. Expires after 30 minutes. Essential
First-party cookie ASP.Net_SessionId The People’s Pension – Employer Online Services For security checks after login. Expires on window closing.Essential
First-party cookie _dc_gtm Google Tag Manager To identify visitors by age, gender or interests in Google Tag Manager. Expires after use. Essential
First-party cookie _fbp Employer Online Services Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers. Expires after 3 months.Marketing
First-party cookie _gcl_au Employer Online Services Used by Google AdSense for experimenting with advertisement efficiency across websites using their services. Expires after 3 months.Marketing
Third-Party cookie 1P_JAR Employer Online Services Google cookie. These cookies are used to collect website statistics and track conversion rates. Expires after 30 days. Analytics
Third-Party cookie CONSENT Employer Online Services Used to detect if the visitor has accepted the marketing category in the cookie banner. This cookie is necessary for GDPR-compliance of the website. Expires after 18 years.Marketing
Third-Party cookie fr Employer Online Services To track advertising opt-outs on Facebook. Expires after 3 months.   Marketing
First-party cookie _ga Google Analytics To identify unique visitors. Expires after 2 years. Analytics
First-party cookie _gat Google Analytics To limit requests to Google Analytics. Expires after 1 minute. Analytics
First-party cookie _gid Google Analytics To distinguish different users by a non-personal random number, instead of using personal information. Expires after 24 hours. Analytics
Third-Party cookie IDE Employer Online Services To measure the visitors’ actions after they click through from an advert. Expires after 1 year. Marketing
First-party cookie MSAUTH Employer Online Services To enable visitors to log in to the site, and for us to check who they are. This cookie is essential for our site. Expires after 30 minutes. Essential
Third-Party cookie NID Employer Online Services Google uses cookies, like the PREF cookie, NID and SID, to contribute to the personalization of the ads in Google properties, like Google search. Expires after 3 months.Marketing

MyProducts (Member’s Online Account)

Cookie typeNameWhere we use itWhy we use it and how long it lastsCookie category
Third-party cookie_dc_gtm_
UA-34386883-2
Google Tag ManagerAn essential cookie associated with Google Tag Manager to enable us to track user behaviour on a page, this helps us to keep improving the website for users. Expires after 1 minute.Essential
Third-party cookie_dc_gtm_
UA-37150123-1
Google Tag ManagerAn essential cookie associated with Google Tag Manager to enable us to track user behaviour on a page, this helps us to keep improving the website for users. Expires after 1 minute.Essential
First-party cookie_dc_gtm_
UA-83014567-1
Google Tag ManagerAn essential cookie associated with Google Tag Manager to enable us to track user behaviour on a page, this helps us to keep improving the website for users. Expires after 1 minute.Essential
Third-party cookie_fbpFacebookUsed by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers. Expires after 3 months.Marketing
First-party cookie_gaGoogle AnalyticsUsed by Google Analytics to calculate visitor, session, campaign data and to keep track of site usage for the site’s analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors. Expires after 2 years.Analytics
Third-party cookie_gat_UA-
34386883-2
Google AnalyticsAllows Google to limit the collection of data on high traffic sites. Expires after 1 minute.Analytics
First-party cookie_gat_UA-
83014567-1
Google AnalyticsAllows Google to limit the collection of data on high traffic sites. Expires after 1 minute.Analytics
First-party cookie_gcl_auGoogle AnalyticsUsed by Google AdSense for experimenting with advertisement efficiency across websites using their services. Expires after 2 months.Marketing
First-party cookie_gidGoogle AnalyticsTo distinguish different users by a non-personal random number, instead of using personal information. Expires after 24 hours.Analytics
First-party cookie_RequestVerification
Token
MyProductsTo stop unauthorised posting of content to a website. Expires after each visit.Essential
Third-party cookie_utmaGoogle AnalyticsTo identify users and sessions. Expires after 2 years.Analytics
Third-party cookie_utmbGoogle AnalyticsTo determine new sessions and visits. Expires after 30 minutes.Analytics
Third-party cookie_utmcGoogle AnalyticsTo determine new visits and sessions. This cookie is deleted when the user closes the browser. Expires after 30 minutes.Analytics
Third-party cookie_utmtGoogle AnalyticsAllows Google to limit the collection of data on high traffic sites. Expires after 10 minutes.Analytics
Third-party cookie_utmzGoogle AnalyticsTo record information about how the page was reached (for example via a search engine result or a direct link). Expires after 5 months.Analytics
Third-party cookieANIDGoogle AnalyticsTo measure visitors’ actions after they click through an advert. Expires after 1 year.Analytics
Authentication cookieASP.NET_SessionIdMyProductsTo enable us to store data from each visitor session. Expires after 30 minutes.Essential
First-party cookieASP.NET_SessionIdMyProductsFor security checks after login. Expires after each visit.Essential
First-party cookie.ASPXAUTHMyProductsFor security checks after login. Expires after each visit.Essential
Third-party cookie1P_JARGoogle AnalyticsTo collect website statistics and track conversion rates. Expires after 1 year.Analytics
Third-party cookieBcookieLinkedInUsed by the social networking service, LinkedIn, for tracking the use of embedded services. Expires after 24 months.Marketing
Third-party cookieCONSENTGoogle AnalyticsUsed to detect if the visitor has accepted the marketing category in the cookie banner. This cookie is necessary for GDPRcompliance of the website. No expiry.Marketing
Third-party cookieDVGoogle AdwordsTo measure the visitors’ actions after they click through from an advert and to store user preferences. Expires after 24 hours.Marketing
Third-party cookiefrFacebookTo track advertising opt-outs on Facebook. Expires after 4 months.Marketing
Third-party cookieLangAds.linkedInLinkedIn uses this cookie to set the default locale or language for our adverts. This cookie expires after 1 session.Marketing
Third-party cookielidcLinkedInLinkedIn cookie used for routing from share buttons and ad tags. Expires after 1 session.Marketing
Third-party cookieLisscLinkedInThese cookies are used by LinkedIn to deliver adverts from us that are more relevant to you and your interests. They are also used to limit the number of times you see our advertisements as well as to help measure the effectiveness of our advertising campaigns. Expires after 12 months.Marketing
Third-party cookieMUIDBingThis cookie is widely used by Microsoft as a unique user identifier to allow user tracking. Expires after 12 months.Marketing
Third-party cookieNIDGoogleGoogle uses cookies, like the PREF cookie, NID and SID, to contribute to the personalization of the ads in Google properties, like Google search. Expires after 6 months.Marketing
Third-party cookieUserMatchedHistoryLinkedInThis cookie is placed by LinkedIn to enable ad delivery or retargeting marketing activity. Expires after 3 months.Marketing
Third-party cookieUULEGoogleTo geolocate search engine results pages. This helps us to better tailor our advertising to visitor’s location. Expires after 24 hours.Marketing

First-party cookies

We set first-party cookies on behalf of the website you are visiting.

Third-party cookies

Third-party cookies collect and use anonymous information about your visits and interactions with our websites. We use third-party cookies to serve and personalise advertisements for our products and services. They also ensure we implement opt-outs made via the third party.

Necessary cookies

Cookies in this category are necessary for the site to function normally, so cannot be turned off.

Analytics cookies

These cookies are used to help us improve the performance of some or all pages on our website. For instance, we use Google Analytics to look at how people navigate through our website and use this to make improvements.

Functional cookies

These cookies are used to enable certain functionality on our site such as personalisation. Disabling may lead to a poorer browsing experience.

Marketing cookies

These cookies will be used to track your preferences and only show adverts relevant to your interests.

Social website cookies

So you can easily ‘Like’ or share our content on social networks (such as Facebook and Twitter) we’ve included sharing buttons on our websites. These are set by ShareThis, AddThis and Twitter.

The privacy implications will vary from social network to social network. They depend on the privacy settings you’ve chosen on these networks.

Anonymous visitor statistics cookies

We use cookies to compile visitor statistics – such as how many people have visited our website, how long they spend on the site and what pages they look at.

We use Google Analytics to provide these statistics, which help us to continuously improve our website. They also tell us, on an anonymous basis, how people reached our websites (for example from a search engine) and whether they’ve visited before.

You can opt-out of Google Analytics by using Google’s opt-out tool.

What to do about unwanted cookies

Deleting cookies. Some web browsers allow you to delete cookies. If your browser allows this, you’ll be able to change your settings so that whenever you close your browser, it will delete any cookies that have been put on during that session of browsing.

Refusing cookies. Just remember that if you change your browser settings to refuse all cookies – in other words, websites won’t be able to put them on your device at all – you won’t be able to access your Online Account with us. If you’re worried about ‘spyware’, then rather than refusing all cookies, you may find you can use anti-spyware software to achieve the same goal by automatically deleting cookies it thinks are invasive.

Getting a warning about cookies. You can change your browser settings to warn you before cookies are used (and get the option of using them or not). You can do this by following the instructions in your browser. These are normally in the Help, Tools, or Edit menus.

How to stop unwanted adverts

Opting out of online adverts. To stop getting online interest-based advertisements from Facebook and other participating companies, visit the European Interactive Digital Advertising Alliance. You’ll need to opt out separately with each browser you use.