Cookie policy

We (B&CE Holdings Ltd) use cookies on our websites to help give you the best experience we can. If you’d like to remove or refuse cookies, you can learn how to below – see ‘What to do about unwanted cookies or adverts’. However, this may mean our website won’t work in the way you’d expect.

What are cookies?

If you use your web browser settings to refuse all cookies, you won’t be able to log in to your Online Account with us.

Cookies are small text files that are placed on your device (such as a computer or mobile phone) when you browse websites. Almost all websites use them. They help us to distinguish you from other visitors. They also help us to customise our web pages by remembering your preferences, such as font size.

When you return to our websites, we use the information in the cookie to recognise your last session. This improves the quality of your experience on our websites.

Why do we use cookies?

We use cookies to make our websites work as you’d expect. They also help us to:

  • continually improve our websites
  • improve speed and security of our websites
  • remember your search settings during and between visits
  • let you share pages with social networks like Facebook and add comments to our site
  • make our marketing more efficient so you should only see advertising or promotions that are relevant to you, eg via Google or Facebook.
Manage consents

We don’t use cookies to:

  • collect any personally identifiable or sensitive information
  • send personally identifiable data to third parties.

What type of cookies do we use?

The People’s Pension

Cookie type Name Where we use it Why we use it and how long it lasts
First-party cookie _dc_gtm_xxxxxx Google Tag Manager To identify visitors by age, gender or interests in Google Tag Manager. Expires after each visit.
First-party cookie _ga – Google Analytics To identify unique users. Expires after two years.
First-party cookie _gat Google Analytics To limit requests to Google Analytics. Expires after one minute.
First-party cookie _gid Google Analytics To distinguish different users by a non-personal random number, instead of using personal information. Expires after 24 hours.
First-party cookie cusid ClickDimensions To uniquely identify visitors by a non-personal random number, instead of using personal information. Expires after 30 minutes.
First-party cookie cuvon Google Tag Manager To identify the most recent page view. Expires after 30 minutes.
First-Party cookie _fbp The People’s Pension Website Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers.
First-Party cookie _gcl_au The People’s Pension Website Used by Google AdSense for experimenting with advertisement efficiency across websites using their services.
First-Party cookie catAccCookies The People’s Pension Website Used to prevent the cookie notification from coming up again  
First-Party cookie laravel_session The People’s Pension Website This cookie is used for tracking the session. It tracks user data, such as logged in credentials.  
First-Party cookie lh_slider_103538 The People’s Pension Website This cookie is used for tracking the session. It tracks user data, such as logged in credentials.  
First-Party cookie mf_user The People’s Pension Website This mouseflow cookie establishes whether the user is a returning or first time visitor. This is done simply by a yes/no toggle – no further information about the user is stored. This cookie has a lifetime of 90 days.
First-Party cookie PHPSESSID The People’s Pension Website To store a simple message when a form is submitted that can be displayed on a different page.
First-Party cookie rated_3680 The People’s Pension Website This cookie is used to remember a user response when they rate an article on the website
First-Party cookie Recite.Persist The People’s Pension Website This stores a flag to indicate whether toolbar should persist between pages or not.
Third-party cookie IDE doubleclick.net To measure visitors’ actions after they click through from an advert. Expires after one year.
Third-party cookie Fr Facebook To track advertising opt-outs on Facebook. Expires after four months.
Third-party cookie 1P_JAR Google Analytics Google cookie. These cookies are used to collect website statistics and track conversion rates.
Third-party cookie bcookie LinkedIn Used by the social networking service, LinkedIn, for tracking the use of embedded services.
Third-party cookie bscookie LinkedIn Used by the social networking service, LinkedIn, for tracking the use of embedded services.
Third-party cookie CONSENT Google Analytics Used to detect if the visitor has accepted the marketing category in the cookie banner. This cookie is necessary for GDPR-compliance of the website.
Third-party cookie flashtalkingad1 Flashtalking This cookie identifies users anonymously, builds out retargeting segments, and attributes conversions to marketing channels.
Third-party cookie GPS Youtube Registers a unique ID on mobile devices to enable tracking based on geographical GPS location.
Third-party cookie IN_HASH LinkedIn This cookie is used to identify the visitor through an application. This allows the visitor to login to a website through their LinkedIn application for example.
Third-party cookie lidc LinkedIn Linkedin cookie used for routing from share buttons and ad tags
First-Party cookie mf_d80daa54-ad56-420b-a91c-01c0ff0cd730 The People’s Pension Website A mouseflow cookie for identifying the browser session.
Third-party cookie NID Google Google uses cookies, like the PREF cookie, NID and SID, to contribute to the personalization of the ads in Google properties, like Google search.
Third-party cookie PREF Youtube This cookie allows YouTube to collect usage information for YouTube hosted videos
Third-party cookie Recite_Session ReciteMe These are a form of session-ID that is used for API requests to validate users, there is no data transferred other than a true or false value
Third-party cookie test_cookie DoubleClick To measure the visitors’ actions after they click through from an advert. Expires after one year.
Third-party cookie VISITOR_INFO1_LIVE Youtube This cookie allows YouTube to collect usage information for YouTube hosted videos
Third-party cookie YSC Youtube This cookie allows YouTube to collect usage information for YouTube hosted videos

Advisor Hub

Cookie type Name Where we use it Why we use it and how long it lasts
First-Party cookie _dc_gtm_UA-83014567-1 The People’s Pension website – Advisor Hub To identify visitors by age, gender or interests in Google Tag Manager. Expires after each visit
First-Party cookie _ga The People’s Pension website – Advisor Hub To identify unique users. Expires after two years.
First-Party cookie _ga The People’s Pension website – Advisor Hub To identify unique users. Expires after two years.
First-Party cookie _gat The People’s Pension website – Advisor Hub To limit requests to Google Analytics. Expires after one minute.
First-Party cookie _gat_UA-83014567-1 The People’s Pension website – Advisor Hub To limit requests to Google Analytics. Expires after one minute.
First-Party cookie _gid The People’s Pension website – Advisor Hub To distinguish different users by a non-personal random number, instead of using personal information. Expires after 24 hours.
First-Party cookie _gid The People’s Pension website – Advisor Hub To distinguish different users by a non-personal random number, instead of using personal information. Expires after 24 hours.
Third-party cookie IDE The People’s Pension website – Advisor Hub To measure the visitors’ actions after they click through from an advert. Expires after one year.
Third-party cookie NID The People’s Pension website – Advisor Hub Google uses cookies, like the PREF cookie, NID and SID, to contribute to the personalization of the ads in Google properties, like Google search.
Third-party cookie 1P_JAR The People’s Pension website – Advisor Hub Google cookie. These cookies are used to collect website statistics and track conversion rates.
First-Party cookie wordpress_logged_in_ The People’s Pension website – Advisor Hub These cookies help us keep you logged in to our site.
First-Party cookie wordpress_sec_ The People’s Pension website – Advisor Hub These cookies help us keep you logged in to our site.
First-Party cookie wordpress_test_cookie The People’s Pension website – Advisor Hub These cookies help us keep you logged in to our site.
First-Party cookie wp-settings-time- The People’s Pension website – Advisor Hub WordPress also sets a few wp-settings-{time}-[UID] cookies. The number on the end is your individual user ID from the users database table. This is used to customize your view of admin interface, and possibly also the main site interface.
Third-party cookie _JAR The People’s Pension website – Advisor Hub Google cookie. These cookies are used to collect website statistics and track conversion rates.
First-Party cookie catAccCookies The People’s Pension website – Advisor Hub Cookie set by the UK cookie consent plugin to record that you accept the fact that the site uses cookies.
Third-party cookie CONSENT The People’s Pension website – Advisor Hub Used to detect if the visitor has accepted the marketing category in the cookie banner. This cookie is necessary for GDPR-compliance of the website.
First-Party cookie _gcl_au The People’s Pension website – Advisor Hub Used by Google AdSense for experimenting with advertisement efficiency across websites using their services.

B&CE

Cookie type Name Where we use it Why we use it and how long it lasts
First-party cookie browserupdateorg B&CE Website Notifies users to update their browsers
First-party cookie _dc_gtm_xxxxxx Google Tag Manager To identify visitors by age, gender or interests in Google Tag Manager. Expires after each visit.
First-party cookie _ga – Google Analytics To identify unique users. Expires after two years.
First-party cookie _gat Google Analytics To limit requests from the web page to Google Analytics. Expires after one minute.
First-party cookie _gid Google Analytics To distinguish different visitors by a non-personal random number, instead of using personal information. Expires after 24 hours.
First-party cookie _gcl_au Google Adsense Used by Google AdSense for experimenting with advertisement efficiency across websites using their services.
First-party cookie _vwo_uuid_v2 Visual Web Optimiser To ensure visitors see the same version of the page when we’re testing different versions. Expires after one year.
First-party cookie cb-enabled B&CE website To control the display of the cookie notice. Expires after one year.
First-party cookie cusid ClickDimensions To uniquely identify visitors by a non-personal random number, instead of using personal information. Expires after 30 minutes.
Third-party cookie bcookie LinkedIn Used by the social networking service, LinkedIn, for tracking the use of embedded services.
Third-party cookie bscookie LinkedIn Used by the social networking service, LinkedIn, for tracking the use of embedded services.
Third-party cookie flashtalkingad1 FlashTalking his cookie identifies users anonymously, builds out retargeting segments, and attributes conversions to marketing channels.
Third-party cookie IDE doubleclick.net To measure the visitors’ actions after they click through from an advert. Expires after one year.
Third-party cookie cusid ClickDimension To uniquely identify visitors by a non-personal random number, instead of using personal information. Expires after 30 minutes.
Third-party cookie cuvid ClickDemensions To identify the first visit from a web browser. Expires after two years.
Third-party cookie cuvon ClickDimensions To identify the most recent page view. Expires after 30 minutes.
Third-party cookie __cfduid Browser-update.org To optimise the use of the content delivery network and provide faster web page load speeds. Expires after one year.
Third-party cookie GPS YouTube Registers a unique ID on mobile devices to enable tracking based on geographical GPS location.
Third-party cookie IN_HASH LinkedIn This cookie is used to identify the visitor through an application. This allows the visitor to login to a website through their LinkedIn application for example.
Third-party cookie lang Twitter This cookie is used by Twitter for marketing purposes
Third-party cookie lidc LinkedIn LinkedIn Share button and advertising tags
Third-party cookie PREF YouTube This cookie allows YouTube to collect usage information for YouTube hosted videos
Third-party cookie test_cookie DoubleClick To measure the visitors’ actions after they click through from an advert. Expires after one year.
Third-party cookie VISITOR_INFO1_LIVE YouTube This cookie is set by Youtube to keep track of user preferences for Youtube videos embedded in sites;it can also determine whether the website visitor is using the new or old version of the Youtube interface.
Third-party cookie YSC YouTube This cookie is set by YouTube to track views of embedded videos.

Employer Online Services

Cookie type Name Where we use it Why we use it and how long it lasts
Authentication cookie .ASPXFORMSAUTH The People’s Pension – Employer Online Services and B&CE – My Products To enable visitors to log in to the site, and for us to check who they are. This cookie is essential for our site. Expires after 30 minutes.
Authentication cookie ASP.NET_SessionId The People’s Pension – Employer Online Services and B&CE – My Products To enable us store data from each visitor session. Expires after 30 minutes. The site may function incorrectly without it.
First-party cookie ASP.Net_SessionId The People’s Pension – Employer Online Services and B&CE – My Products For security checks after login. Expires on window closing.
First-party cookie _dc_gtm Google Tag Manager To identify visitors by age, gender or interests in Google Tag Manager. Expires after use.
First-party cookie _fbp Employer Online Services Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers.
First-party cookie _gcl_au Employer Online Services Used by Google AdSense for experimenting with advertisement efficiency across websites using their services.
Third-Party cookie 1P_JAR Employer Online Services Google cookie. These cookies are used to collect website statistics and track conversion rates.
Third-Party cookie CONSENT Employer Online Services Used to detect if the visitor has accepted the marketing category in the cookie banner. This cookie is necessary for GDPR-compliance of the website.
Third-Party cookie fr Employer Online Services To track advertising opt-outs on Facebook. Expires after four months.  
First-party cookie _ga Google Analytics To identify unique visitors. Expires after two years.
First-party cookie _gat Google Analytics To limit requests to Google Analytics. Expires after one minute.
First-party cookie _gid Google Analytics To distinguish different users by a non-personal random number, instead of using personal information. Expires after 24 hours.
Third-Party cookie IDE Employer Online Services To measure the visitors’ actions after they click through from an advert. Expires after one year.
First-party cookie MSAUTH Employer Online Services To enable visitors to log in to the site, and for us to check who they are. This cookie is essential for our site. Expires after 30 minutes.
Third-Party cookie NID Employer Online Services Google uses cookies, like the PREF cookie, NID and SID, to contribute to the personalization of the ads in Google properties, like Google search.

People’s Health

Cookie type Name Where we use it Why we use it and how long it lasts
First-Party cookie _gali B&CE/People’s Health website Google Analytics cookie used to improve the accuracy of Google Analytics by differentiating between multiple links to the same URL on a single page.
First-Party cookie _gcl_au B&CE/People’s Health website Used by Google AdSense for experimenting with advertisement efficiency across websites using their services.
First-Party cookie _gd_xxxxxx B&CE/People’s Health website Google Analytics cookies used to distinguish users.
First-Party cookie catAccCookies B&CE/People’s Health website Cookie set by the UK cookie consent plugin to record that you accept the fact that the site uses cookies.
Third-Party cookie GPS YouTube This cookie allows YouTube to collect usage information for YouTube hosted videos
Third-Party cookie PREF YouTube This cookie allows YouTube to collect usage information for YouTube hosted videos
Third-Party cookie test_cookie DoubleClick To measure the visitors’ actions after they click through from an advert. Expires after one year.
Third-Party cookie VISITOR_INFO1_LIVE YouTube This cookie allows YouTube to collect usage information for YouTube hosted videos
Third-Party cookie YSC YouTube This cookie allows YouTube to collect usage information for YouTube hosted videos

First-party cookies

We set first-party cookies on behalf of the website you are visiting.

Third-party cookies

Third-party cookies collect and use anonymous information about your visits and interactions with our websites. We use third-party cookies to serve and personalise advertisements for our products and services. They also ensure we implement opt-outs made via the third party.

Social website cookies

So you can easily ‘Like’ or share our content on social networks (such as Facebook and Twitter) we’ve included sharing buttons on our websites. These are set by ShareThis, AddThis and Twitter.

The privacy implications will vary from social network to social network. They depend on the privacy settings you’ve chosen on these networks.

Anonymous visitor statistics cookies

We use cookies to compile visitor statistics – such as how many people have visited our website, how long they spend on the site and what pages they look at.

We use Google Analytics to provide these statistics, which help us to continuously improve our website. They also tell us, on an anonymous basis, how people reached our websites (for example from a search engine) and whether they’ve visited before.

You can opt-out of Google Analytics by using Google’s opt-out tool.

What to do about unwanted cookies

Deleting cookies. Some web browsers allow you to delete cookies. If your browser allows this, you’ll be able to change your settings so that whenever you close your browser, it will delete any cookies that have been put on during that session of browsing.

Refusing cookies. Just remember that if you change your browser settings to refuse all cookies – in other words, websites won’t be able to put them on your device at all – you won’t be able to access your Online Account with us. If you’re worried about ‘spyware’, then rather than refusing all cookies, you may find you can use anti-spyware software to achieve the same goal by automatically deleting cookies it thinks are invasive.

Getting a warning about cookies. You can change your browser settings to warn you before cookies are used (and get the option of using them or not). You can do this by following the instructions in your browser. These are normally in the Help, Tools, or Edit menus.

How to stop unwanted adverts

Opting out of online adverts. To stop getting online interest-based advertisements from Facebook and other participating companies, visit the European Interactive Digital Advertising Alliance. You’ll need to opt out separately with each browser you use.