Investment information

Why is my projected pension pot lower than my current pension pot value?

Pensions are long-term savings and your projected pension pot at retirement depends on factors such as annual contribution increases, inflation …

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What are the assumed growth rates of The People’s Pension investment funds?

Fund 2022/23 Assumed Growth Rate Pre-Retirement 2.0% 60% Shares 4.0% Up to 85% Shares 5.0% 100% Shares 6.0% Ethical 6.0% …

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Will the Ukraine crisis affect my pension?

Will the Ukraine crisis affect my pension? You may be concerned about reports of market turbulence as a result of …

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How might coronavirus affect my pension?

How might coronavirus affect my pension? You may have seen news reports about how the coronavirus outbreak has caused uncertainty …

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Do The People’s Pension invest in fossil fuels?

Yes, but we’re continuously working on how we can invest our members’ money responsibly and are currently reviewing ways to …

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I’m approaching retirement. How do I stop my pension pot from being automatically invested in the glidepath?

You’re able to self-select and choose alternative investment options at any time via your Online Account or you can contact …

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I’ve just received my yearly statement and it’s lower than last year’s – why is this?

The current value may be lower than last year’s due to investment performance or perhaps you’ve reduced or stopped your …

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How is your annual management charge calculated?

How is your annual management charge calculated? The annual management charge is made up of 3 elements: an annual charge, …

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How does a unit-linked policy work?

With a unit-linked policy, any contributions paid in are used to buy units in the investment funds. The value of …

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How many investment options do you have?

We have 8 different funds available. The default fund is the ‘balanced’ investment profile – the core of which is …

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