Investment information

How might coronavirus affect my pension?

How might coronavirus affect my pension? You may have seen news reports about how the coronavirus outbreak has caused uncertainty …

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Do The People’s Pension invest in fossil fuels?

Yes, but we’re continuously working on how we can invest our members’ money responsibly and are currently reviewing ways to …

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I’m approaching retirement. How do I stop my pension pot from being automatically invested in the glidepath?

You’re able to self-select and choose alternative investment options at any time via your Online Account or you can contact …

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How many investment options do you have?

We have 8 different funds available. The default fund is the ‘balanced’ investment profile – the core of which is …

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How does a unit-linked policy work?

With a unit-linked policy, any contributions paid in are used to buy units in the investment funds. The value of …

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How much is in my pension?

You can log in to your Online Account to see how much is your pension, or you can contact us and we can send …

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Does my illustration assume that contributions increase in line with the Retail Price Index (RPI)?

  We would assume your contributions go up with RPI as The People’s Pension is usually linked to a percentage …

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What affects the amount of my projected pension pot at retirement?

Pensions are long-term savings. Your projected pot at retirement takes into account the following key assumptions: Inflation – this is …

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Why has my pension pot gone down in value?

When you or your employer contributes to your pension, we invest it in your selected fund(s). Depending on the fund …

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I’ve just received my yearly statement and it’s lower than last year’s – why is this?

The current value may be lower than last year’s due to investment performance or perhaps you’ve reduced or stopped your …

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