Investment information
Why is my projected pension pot lower than my current pension pot value?
Pensions are long-term savings and your projected pension pot at retirement depends on factors such as annual contribution increases, inflation …
What are the assumed growth rates of The People’s Pension investment funds?
Fund Current Assumed Growth Rate Pre-Retirement 2.0% 60% Shares 4.0% Up to 85% Shares 5.0% 100% Shares 6.0% Ethical 6.0% …
How do major world events affect my pension?
How we look after your savings Some major world events can cause market turbulence and as a result may affect …
How did coronavirus affect my pension?
The coronavirus outbreak caused uncertainty in world stock markets, including those in the UK. Short-term fluctuations in your savings, caused …
Do The People’s Pension invest in fossil fuels?
Yes, but we’re continuously working on how we can invest our members’ money responsibly and are currently reviewing ways to …
I’m approaching retirement. How do I stop my pension pot from being automatically invested in the glidepath?
You’re able to self-select and choose alternative investment options at any time via your Online Account or you can contact …
I’ve just received my yearly statement and it’s lower than last year’s – why is this?
The current value may be lower than last year’s due to investment performance or perhaps you’ve reduced or stopped your …
How is your annual management charge calculated?
The annual management charge is made up of 3 elements: an annual charge, a management charge and a potential rebate …
How does a unit-linked policy work?
With a unit-linked policy, any contributions paid in are used to buy units in the investment funds. The value of …
How many investment options do you have?
We have 8 different funds available. The default fund is the ‘balanced’ investment profile – the core of which is …