Tax relief

How long does it take to get the tax relief from HM Revenue & Customs (HMRC)?

If your employer is using the ‘net pay arrangement’ method where your contributions are taken from your pay before tax, …

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I live in Scotland, how do I receive tax relief on my contributions?

If your employer takes your contributions before tax (known as a net pay arrangement), you only pay tax on what’s …

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My statement doesn’t show any tax relief. Do I need to claim this back from HM Revenue & Customs?

If you’re under the age of 75, and your statement doesn’t show tax relief, this means you’re receiving tax relief …

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What’s ‘relief at source’?

 For more information about the relief at source method, please visit our pension tax webpage.

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What’s a ‘net pay arrangement’?

For more information about the net pay arrangement, please visit our pension tax webpage.

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How do I claim higher rate tax relief on my contributions?

If your pension contributions have been deducted from net pay (after tax has been deducted) and you’re a higher rate …

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Why can’t I see any tax relief on my Online Account?

There are two reasons you might not be able to see tax relief on your Online Account. Your pension contribution …

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My employer is deducting contributions before tax is taken from my wages. If I don’t earn enough to pay income tax, how do I claim tax relief on my contributions?

If your earnings are below the annual income tax personal allowance (£12,570 in the 2022/2023 tax year), as your employer …

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If I increase my contributions, can I get my personal allowance back?

Contributing to your pension pot reduces your taxable income and can give you back some or all of your £12,570 …

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What’s tax relief?

 For more information about tax relief, please visit our pension tax webpage.    

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