General

If my employer went bust, what will happen to my pension and the contributions that they owe me?

You may have heard in the news about pension savers losing their money in the event of their employer going …

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I live in Scotland, will my pension be affected by the Scottish rate of Income Tax?

If you live in Scotland, HMRC should already have written to you if they think the Scottish rate of Income …

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Can I pay contributions into The People’s Pension?

  Yes. You’re able to make both regular and single contributions into your pension pot with The People’s Pension.

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How do I make contributions?

Personal contributions are taken by your employer and are sent to us each time you’re paid. If you leave the …

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Who deducts the contributions from my wages?

  Your employer deducts the pension contributions from your wages.  They then send these contributions along with their contributions over …

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My employer has advised me that my contributions are being deducted from my pay via salary sacrifice. What does this mean?

  ‘Salary sacrifice’ (also called ‘salary exchange’) is an arrangement employers make available to employees ­– the employee agrees to …

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Why does my statement show that contributions are only being made by my employer (and not by both me and my employer)?

If your employer is operating salary sacrifice arrangement, our system would show this as employer contributions only, even though your …

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If my employer is making contributions that exceed the government’s total minimum requirements, can I pay nothing in?

  Yes, as long as your employer meets the minimum total contributions (currently 5%) you can choose to pay nothing …

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Can I pay more than just the minimum into my pension pot?

  If your workplace pension is your only source of income when you retire, apart from your State Pension, it’s …

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Can my employer choose a simpler way of calculating their minimum contributions?

  Yes, as long as the contribution meets the minimum then your employer will still be complying with their automatic …

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