What's auto-enrolment?

I’m an employer – what’s auto-enrolment about?

The Government has brought some fundamental changes to workplace pensions and in 2012 introduced auto-enrolment. If you employ at least …

View full answer >>

I’m an employer – when will auto-enrolment affect me?

Your organisation will have a ‘staging date’ – this is when you need to start meeting your auto-enrolment duties. This …

View full answer >>

What are the basic things I need to do to comply with auto-enrolment?

The auto-enrolment obligations are set out in legislation and The Pensions Regulator is responsible for ensuring compliance with the auto-enrolment …

View full answer >>

How much do I need to pay into my employees’ pension pots?

If the qualifying earnings basis is being used, the minimum contribution after 6 April 2019 is 8% with at least …

View full answer >>

What are qualifying earnings?

Qualifying earnings are measured on a band of earnings between the lower earnings limit and the upper earnings limit (between …

View full answer >>

What are the upper/lower earnings limits?

Based on the current tax year 2019/20, the lower earnings threshold is £6,136. The upper earnings threshold is £50,000.

View full answer >>

What are qualifying schemes?

Not all pension schemes are suitable for automatic enrolment. The pension scheme you do use needs to meet certain qualifying …

View full answer >>

What’s The Pensions Regulator (TPR)?

The Pensions Regulator enforces the auto-enrolment rules – this is the UK regulator of workplace pension schemes. They give guidance …

View full answer >>

What aren’t I allowed to do in relation to auto-enrolment?

The auto-enrolment obligations are set out in legislation and The Pensions Regulator is responsible for ensuring compliance with the rules. …

View full answer >>

What penalties are there if I don’t comply?

The Pensions Regulator is responsible for ensuring compliance with the automatic enrolment legislation; where there’s a breach it’ll initially focus …

View full answer >>