Investments, investment profiles and self-select funds
What investments and funds are available for members?
There are 3 investment profiles for members to choose from in The People’s Pension scheme: – ‘Balanced’ investment profile – ‘Cautious’ …
How many investment options do you have?
We have eight different funds available. The default fund is the B&CE Global Investments (up to 85% shares). It’s the …
Which fund manager does B&CE use?
State Street Global Advisers. HSBC Global Asset Management for the Shariah Fund.
What’s an investment profile?
An investment profile brings together a group of investments with a similar level of risk. The money is invested in funds …
What’s a ‘glidepath’?
A ‘glidepath’ describes a mechanism by which investment profiles automatically move a member’s pension pot into more secure investments as …
What are the features of the ‘balanced’ investment profile?
New members are automatically placed into the ‘balanced’ investment profile unless they choose otherwise. The ‘balanced’ investment profile is designed …
Why does the glidepath start so early?
Each of the investment profiles gradually and automatically move your money into more secure investments as you get closer to …
What are the features of the ‘cautious’ investment profile?
The ‘cautious’ investment profile is designed to provide: – Lower risk and volatility – Moderate growth over the long-term – …
What are the features of the ‘adventurous’ investment profile?
The ‘adventurous’ investment profile is designed to provide: – Higher risk and increased volatility – Aims to maximise growth in the …
What’s the default fund of The People’s Pension?
The default fund is the ‘balanced’ investment profile. New members are automatically placed into the ‘balanced’ investment profile unless they …