About The People’s Pension

It’s our 10th birthday this year and we’re stronger than ever. We’ve helped nearly 6 million members, from 100,000+ different employers, to save almost £18 billion for their future.

What makes us different?

We use profits to help people build better lives, not to reward shareholders. It means we can put people – our customers – first, focusing time
and effort on making things easier and fairer for them. We call it profit for people.

We treat our 5 million+ members equally – they all benefit from the same charging structure. And we use our profit to actively reward loyal
savers through our rebate on the management charge.


One of the largest master trust workplace pensions in the UK, for employers of all sizes and from all sectors.

given back a month

Proud to be profit for people, giving back to savers every month through a rebate on the management charge.


Savers trust us to grow and protect £17bn+ of their money, helping them on the way to a better retirement.

Help 1 in 5 UK workers save for a better retirement

Give £1 million back to our members every month

Offer investment options to suit everyone

Use profits to help people today and tomorrow

Members – transfer pensions

Make life easier. It makes sense to put all your pension savings in one place.

Employers – want to join us?

100,000+ employers trust us as their workplace pension provider – join them.

Advisers – how we stack up

A side-by-side comparison of things clients might want from a master trust workplace pension provider.

Guided by our values

We understand people by putting ourselves in their shoes.

We create simplicity by stripping out complications and removing obstacles.

We keep our promises by always doing what we say we’ll do.

Sturdy master trust

The People’s Pension is an authorised master trust. It’s recognised and approved by The Pensions Regulator and robustly run and
governed with members’ best interests at heart, by independent trustees. Your money is safe with us. Learn more about how we protect your money:

Strong investment options

The Trustee work hard with our experienced in-house investment team, their investment advisers and our money managers, State Street Global Advisors & HSBC, to invest your money so it has the best chance of providing long-term growth. You can choose from 1 of our 3 investment profiles or self-select – read about our investment funds and compare their past performance.

Climate is key

From the mid-2020s we’ll invest all new contributions into net zero investments. We’re committed to being responsible investors of our savers’ money. We believe that our investment decisions should reflect environmental, social and governance (ESG) considerations.

30+ years’ experience

The People’s Pension is run by profit-for-people organisation, B&CE.

Find out more about B&CE

Our award-winning products and service


Our charges are competitive and transparent. We reward loyal members with a rebate on our management charge.

Investment choices

We offer 3 different investment profiles – ‘balanced’, ‘cautious’, ‘adventurous’ – or you can self-select your own fund.

Compare pensions

See what we can offer in comparison to other master trust workplace pension providers.