Know your pension Become pension savvy with insights, support and guidance. Pension basicsPreparing for retirementBuilding a retirement pot Recent articles Autumn Budget 2025 and pension salary sacrifice changes From April 2029, employee pension contributions made via salary sacrifice above £2,000 a year will incur National Insurance Contributions (NIC). £100m back to you with our savings reward See how our savings reward is growing members' pension pots. How salary exchange works What happens to your pension when you die? What is a pension? The current global financial situation and your pension Our approach to investing your money responsibly How we manage climate change risks when investing your savings More articles Types of pensions Private market investments explained 2025/26 State Pension changes Changes to pension tax relief – net pay top-up payments Types of Pension charges Inheritance tax (IHT) changes on pensions from 6 April 2027