Know your pension Become pension savvy with insights, support and guidance. Pension basicsPreparing for retirementBuilding a retirement pot Recent articles Understanding market volatility and pensions What this means for pension savings: Autumn Budget 2025 and pension salary sacrifice changes From April 2029, employee pension contributions made via salary sacrifice above £2,000 a year will incur National Insurance Contributions (NIC). £100m back to you with our savings reward How salary exchange works What happens to your pension when you die? What is a pension? Our approach to investing your money responsibly How we manage climate change risks when investing your savings More articles Types of pensions Private market investments explained 2026/27 State Pension changes Changes to pension tax relief – net pay top-up payments Types of Pension charges Inheritance tax (IHT) changes on pensions from 6 April 2027