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I’m a member, what do I need to know about re-enrolment?
Why are you being re-enrolled?
If you ask to leave your employer’s workplace pension you may be automatically re-enrolled at a later date. Every 3 years, the government requires your employer to put you back into their pension scheme.
You’ll be re-enrolled if you:
- are aged between 22 years old and under State Pension age
- earn more than £10,000 a year (for the current tax year)
- ordinarily work in the UK
- opted out more than 12 months ago.
It’s all to help you save more for later life.
More information on who should and shouldn’t be re-enrolled can be found on The Pensions Regulator website.
Benefits of being re-enrolled
The great thing about being re-enrolled is that it’s not just you who pays in. Your employer and the government (through tax relief) contribute too. It’s extra ‘free’ money for you.
This money builds up in your pension pot and you can spend it when you retire, or any time after you reach 55 (the government proposes to increase this to age 57 from 2028).
What do you need to do?
Good news. You don’t need to do anything. Your employer will take care of everything and re-enrol you back into The People’s Pension.
What is the process?
You should receive a letter from your employer telling you that they’re re-enrolling you – so if you don’t hear anything, get in touch with them.
Once we receive your first contribution, we’ll send you joiner information containing all the information you need.
If you want to, you can ask to stop making contributions. However, you can’t do this until you’ve been re-enrolled and received your joiner information.
Our knowledge base is full of lots of information about saving for later life with a workplace pension plan.