Worker group

A group of employees who have the same pension contribution level.

We’ll automatically set up a worker group based on the minimum contribution levels under auto-enrolment legislation, as part of the Simply Comply route.

At each pay reference period, employers must ensure that at least a 3% employer contribution and a 4% employee contribution is made. An additional 1% contribution will be added to the employees’ pension as tax relief. This is based on qualifying earnings.

It’s possible to set up more worker groups, using different earnings bases and/or contribution rates, for other employees once the account set-up has been completed. For example, a separate worker group could be set up for senior management staff contributing a higher percentage of their salary into their pension.

A minimum of one worker group must be included in every account and it should have a specific worker group ID and description to differentiate it from any other worker groups being used.