If you’ve left a workplace pension scheme (or it’s closed), and you haven’t accessed all your pension savings yet, then you’re a deferred member.
- You could transfer your pension savings to another pension scheme (like The People’s Pension).
- Or it might be possible for you to just wait, and access your pension savings after you reach your normal minimum pension age.
We’re not authorised to give you advice, but you can read more about your guidance and advice options on our website.