Ceasing active membership

This is where you stop contributing to your pension scheme, either because you have left your employer or because you’ve requested payments to stop. If you cease active membership you won’t be entitled to a refund and the contributions you’ve made will remain invested in your pension pot. You’ll be considered to have ceased active membership if:

  • you joined via contractual enrolment and leave at any time or,
  • you joined via auto-enrolment and leave 1 calendar month or more after joining. If you choose to leave within 1 calendar month of joining, this is normally called opting out and you may be entitled to a refund of contributions paid.