Assessment

This is how employers check whether any of their employees should be automatically enrolled in a workplace pension. It depends how old you are and how much you earn.

  • It’ll be automatic if you earn enough and you’re between 22 and State Pension age.
  • But even if it’s not automatic, you’ll still be able to join if you’d like to.

Based on the current tax year…

  1. If you’re aged between 22 and the age you’ll get your State Pension, and if you earn more than £10,000 a year / £833 a month / £192 a week, then you’ll be automatically enrolled by your employer. And both you and they will have to contribute to your pension savings.
  2. If you’re aged 16-74 and you earn more than £6,136 a year / £512 a month / £118 a week, you’ll still be able to join if you’d like. And both you and your employer will have to contribute to your pension savings.
  3. If you’re aged 16-74 and you earn less than £6,136 a year / £512 a month / £118 a week, you’ll still be able to join. You’ll have to contribute to your pension savings, but your employer doesn’t have to unless they want to.