Assessment

This is how employers check whether any of their employees should be automatically enrolled in a workplace pension. It depends how old you are and how much you earn.

  • It’ll be automatic if you earn enough and you’re between 22 and State Pension age.
  • But even if it’s not automatic, you’ll still be able to join if you’d like to.

Based on the current tax year 2018-19…

  1. If you’re aged between 22 and the age you’ll get your State Pension, and if you earn more than £10,000 a year / £833 a month / £192 a week, then you’ll be automatically enrolled by your employer. And both you and they will have to contribute to your pension savings.
  2. If you’re aged 16-74 and you earn more than £6,032 a year / £503 a month / £116 a week, you’ll still be able to join if you’d like. And both you and your employer will have to contribute to your pension savings.
  3. If you’re aged 16-74 and you earn less than £6,032 a year / £503 a month / £116 a week, you’ll still be able to join. You’ll have to contribute to your pension savings, but your employer doesn’t have to unless they want to.