What’s a glidepath?

A ‘glidepath’ describes a mechanism by which investment profiles automatically move a member’s pension pot into more secure investments as they get closer to their selected retirement age. When joining the scheme, members with more than 15 years before their selected retirement age enter a growth phase, where contributions are invested in an equity based fund with the aim of maximising potential investment return for an appropriate level of risk. Members then enter a ‘glidepath’ phase where assets are switched into the Pre-Retirement Fund which has lower volatility. This phase starts 15 years before their selected retirement age.


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