How much you actually receive from your pension savings depends on:
How old you were when you started saving. The sooner you start, the more time your pension savings have to grow.
How much you pay in. The more you can add to your pension savings, the more you’re likely to receive when you need it.
How your pension savings grow. This depends on how well the funds you invest in perform. The better they perform, the more money you’ll have to provide an income in retirement.