The People’s Pension Trustee

The People’s Pension Trustee is responsible for running the scheme and for looking after all the pots of money held by the scheme. Incorporated on 30 May 2012, the Trustee Board is made up of the following individuals.

Steve Delo

Trustee and Chair of the Trustee

Steve DeloSteve Delo is an award-winning independent trustee. He sits on a number of trustee boards of UK pension schemes – both defined benefit and defined contribution. Steve is also the former President of the Pensions Management Institute.

His experience includes senior roles in consulting and investment management. He co-founded an award-winning asset manager, where he pioneered manager selection and monitoring techniques and developed innovative governance frameworks for DC schemes.

He is a popular conference speaker and writes extensively on pensions matters, including the influential trustee opinion column in Engaged Investor, which he has written for the last nine years. In his career, Steve has won several individual professional awards – Business Presenter of the Year, Pensions Personality of the Year and Independent Trustee of the Year.

Andrew Cheeseman


Andrew CheesemanAndrew Cheeseman has been described in the press as ’a hugely effective, no-nonsense independent trustee’.

A prominent industry figure, he has previously held senior management and consulting roles in various major pensions businesses.

Andrew is also one of the few trustees in the UK who is regulated for the conduct of investment business by the Financial Conduct Authority.

Alan Pickering, CBE


Alan PickeringAlan Pickering is Chairman of BESTrustees and a Trustee of a number of pension schemes. These include The Plumbing Industry Pension Scheme which he chairs and The People’s Pension.

Alan chairs the governance group of the Royal Mail Statutory Pension Scheme. He was a Trustee of the Kosovo Pensions Savings Trust between 2011 and 2015. Until February 2013, he chaired the financial literacy charity, Life Academy. He has served as a non-executive director of The Pensions Regulator having previously been a member of the Occupational Pensions Board.

Alan is a past Chairman of the National Association of Pension Funds, now known as the Pensions and Lifetime Savings Association and the European Federation for Retirement Provision. His government sponsored report ‘A Simpler Way to Better Pensions’ was published in July 2002. He is a member of the Rules Committee of the British Horseracing Authority and Vice President of the Racehorse Owners Association.

Sue Lewis


Sue LewisSue Lewis is Chair of the Financial Services Consumer Panel. She is a Trustee of national charities StepChange and Young Enterprise, and is also on the professional standards boards of the Chartered Insurance Institute and the Chartered Banker.

Sue is a member of the Financial Services User Group, which advises the European Commission on legislation or policy initiatives that affect consumers of financial services. She also has international expertise in financial education, financial inclusion and consumer protection regulation.

Sue has spent most of her career as a Senior Civil Servant, working in HM Treasury, the Cabinet Office and Department for Education. She advised government ministers on a range of policy issues including financial services, early years, children and young people, and gender equality.

Sue has a BSc degree in mathematics and a masters degree in statistical methods.

Ruston Smith


Ruston SmithRuston Smith is a Group Director at Tesco with responsibility for the governance, operation, administration and investment of the group’s pension arrangements. He’s CEO of Tesco Pension Investment and is also responsible for insurable risk and, until recently, also for executive reward, health & wellbeing, HR systems and payroll at Tesco.

Ruston is a non-executive director and past chairman of the Pensions and Lifetime Savings Association (PLSA), a director of Standard Life’s master trust company, Vice Chair of GroceryAid, a governor of the Pensions Policy Institute and is on the MBA Advisory Board of the Manchester Metropolitan University’s Business School.

He has an MBA, is a Fellow of the Pensions Management Institute and a Fellow of the Chartered Institute of Management.

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