Workplace pension investments
Explore our pension funds and how we invest your employees’ savings responsibly.
Helping your employees invest for their future
When your staff join our scheme, their pension savings are automatically invested in the ‘balanced’ investment profile, designed to be suitable for most members.
The ‘balanced’ profile targets long-term growth, then gradually and automatically shifts from higher to lower-risk funds as retirement approaches — helping protect savings while keeping things simple for members, employers and advisers
If your employees feel confident making their own investment decisions, they can choose from our two other investment profiles or from a combination of our eight funds*.
*Please note: if any of your employees choose the Shariah Fund, they’ll need to invest all of their pension savings in that fund.
Explore the details behind our funds, prices and approach
Investment insights
Access fund factsheets, reports and policies to help you and your staff make informed decisions.
Transaction costs
Buying, selling or lending assets in our funds incurs costs. See how they impact your employees’ investments.
Fund unit prices
Our fund prices change daily with the market. Check the latest prices to see how they affect the units your employees can buy.
Our investment options
Explore our streamlined fund range and investment profiles, designed to suit different risk levels and support your staff’s retirement goals.
How we invest your employees’ savings
When your employees invest in our funds, they purchase what are called ‘units’ within the fund. Unit prices change daily based on market performance and go down as well as up, but over the long term, the aim is to grow their value.
Our funds invest in a diverse mix of global assets like shares, bonds, and property to help spread and reduce the risk of having too many ‘eggs’ in one basket.
Our sustainable growth strategy
Our main goal when investing your employees’ savings is to generate long-term investment growth – while doing so responsibly.
For us, this means:
Considering environmental, social, and governance (ESG) factors in our investments
Targeting long-term returns while managing risks linked to sustainability.
Investing in companies that actively manage sustainability risks within their business operations to drive positive change.
Responsible investments
Discover how our investments protect your employees’ futures and safeguard your reputation.
Stewardship that strengthens sustainability
Managing over £35bn in member savings gives us the power to drive positive change.
To amplify our impact, we’ve partnered with like-minded asset owners to create the Asset Owner Statement on Climate Stewardship.
This statement sets clear expectations for our asset managers – specialists who help us invest member savings – on how they steward the companies we invest in.
Investment information for your employees
Your staff can learn more about our range of pension funds, investment profiles, and how we invest their savings on our pension investments member page.
By signing up to our online account or app they can quickly switch investments, explore the best-performing pension funds, track performance, and use our pension calculators.
Employer accounts
Quickly and easily manage your workplace pension scheme.
Employers Log in
Simplify pension admin, update records, and stay compliant – all in one place.
Employers Sign up
Stay on top of your workplace pension scheme using Online Services.