Our secure site is a convenient way for you to view and manage your accounts with us.

Securely operate and manage all aspects of your account with us.

Secure logins to the toolkit in your Adviser Centre and to your client accounts.

Manage your clients’ accounts.

Our secure site is a convenient way for you to view and manage your accounts with us.

Or you can opt out.

Securely operate and manage all aspects of your account with us.

Secure logins to the toolkit in your Adviser Centre and to your client accounts.

Search our knowledge base for answers

I’ve a protected pension commencement lump sum (PCLS) which means I can take more than 25% of my pot as tax-free cash. What happens if I take this as a flexible lump sum?

If you use your savings for a flexible lump sum payment (UFPLS) with us:

You’d lose this higher entitlement as the maximum PCLS (tax-free cash) amount for a flexible lump sum payment is 25%.

If you use your savings for flexi-access drawdown with us:

This is a complex subject and we recommend that you discuss your situation with a financial adviser.

Was this article helpful?

Please score it so we can improve and offer you more