My employer has encouraged me to opt out and offered me a bonus instead. What do I do?

 

It’s against the law if your employer takes any action or tempts you with inducements such as higher pay, or one-off bonuses to opt out of their pension scheme. It’s also against the law for your employer to attempt to make you opt out of being automatically enrolled into a pension scheme, or to suggest that opting out a pension scheme will affect the outcome of the decision to employ or continue to employ for example, implying in a job interview that you’ve a better chance of success if you indicate that you’ll opt out.

 

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If you have any concerns, and you believe that your employer is breaking the law, you can report this to The Pensions Regulator – see www.thepensionsregulator.gov.uk/individuals/reporting-a-concern.aspx#whistleblowing.

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