The current value may be lower than last year’s due to investment performance or perhaps you’ve reduced or stopped your regular contributions.

The yearly statement is a snapshot of:

• what you’ve paid into your pot last year.
• the total value of your pension pot and
• an estimate of what you might get at retirement.

It doesn’t take into account any contributions you’ve since paid in, or any change in the unit prices since the date of your statement. To see your current pot value, log into your account. Please note values aren’t guaranteed and can go down as well as up.