Biographies & photos

Spokespeople

Patrick Heath-Lay
Patrick Heath-Lay
Chief Executive Officer – Spokesperson & blog author

As Chief Executive Officer, Patrick is the driving force behind The People’s Pension and moving B&CE from an organisation focused solely on the construction sector to a mainstream pension provider. Patrick is passionate about B&CE and what the organisation is trying to achieve with The People’s Pension, and has been instrumental in shaping its ethos and beliefs.

Patrick is happy to talk about a range of issues covering pensions, including the development and success of The People’s Pension and the challenges and opportunities that leading a not-for-profit financial services company can bring.

Speaker enquiries: if you would like to book Patrick, please email events@bandce.co.uk.

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Roy Porter
Roy Porter
Chief Sales & Marketing Officer – Spokesperson & blog author

As Chief Sales & Marketing Officer, Roy champions the delivery of the highest levels of service and support to our employer and adviser customers. Responsible for supporting employers signing up to The People’s Pension, and leading on client and customer relationships, Roy is happy to talk about any aspect of The People’s Pension from product offering to service delivery.

Roy has more than 30 years’ experience in the financial services industry. He has worked in the retirement planning sector for most of that time and is a member of the Personal Finance Society and Pensions Management Institute.

Speaker enquiries: if you would like to book Roy, please email events@bandce.co.uk.

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Philip Brown
Philip Brown
Group Director of Policy & External Affairs – Spokesperson & blog author

Philip has worked in financial services for over 30 years, with most of his experience focused on pensions and retirement income products. During this time he has worked as an independent consultant, Head of Policy at LV= and as a Senior Policy Associate on high level projects at the Financial Services Authority. Here, Philip has also been Head of Customer Services and Technical Administration, managing the vesting process for a large back book of varied pension and life products, and was winner of The Public Affairs Awards ‘Corporate Campaign of the Year’ 2016.

Philip has been an active member of a number of industry trade bodies over the years including: the ABI Retirement and Savings Committee; the Chair of the ILAG Savings Strategy Group; a Founder member of and a Management Board Member of PICA, and many more.

Speaker enquiries: if you would like to book Philip, please email events@bandce.co.uk.

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Nico Aspinall
Nico Aspinall
Chief Investment Officer – Spokesperson & blog author

Nico is the Chief Investment Officer at B&CE. Previously, he was Head of Defined Contribution (DC) Investment at Towers Watson, and Head of DC for the Barclays staff pension scheme.

He also chaired the Resource & Environment Board and is a member of the Institute & Faculty of Actuaries Council.

Nico is a qualified actuary and has published papers on resource depletion and monetary sustainability – working to ensure climate change and other sustainability issues are understood and acted upon by actuaries where appropriate.

Speaker enquiries: if you would like to book Nico, please email events@bandce.co.uk.

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Blog authors

Rachael Barber
Rachael Barber
Relationship Executive Team Leader – Blog author

As Relationship Executive Team Leader for The People’s Pension, Rachael owns the acquisition of new business from the intermediary market and supports employers who approach us directly.

With over 10 years of financial and customer service experience, Rachael champions a quality service for all of our customers.

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Stella Beale
Stella Beale
Group Director of Marketing – Blog author

Stella is responsible for developing the marketing and brand strategies across our Money business area.  She’s focused on shaping and developing our brand and building straightforward and easy to understand communications that meet our audiences’ needs. 

Stella has over 30 years of experience in financial services and marketing. She was previously European Marketing Leader-Investments & Retirement at Mercer Consulting and has held a range of marketing and customer focused roles at companies such as MetLife Assurance, Legal & General, RBS and American Express.

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David Brown
David Brown
Chief Strategy & Innovation Officer – Blog author

David Brown is Chief Strategy & Innovation Officer and has over 30 years of experience in Financial Services. David was previously Strategy Director at AXA Wealth, AXA UK and Winterthur Life.

David has a Mathematics Degree and is a Fellow of the Institute of Actuaries. David joined B&CE in January 2018.

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Gareth Dee
Gareth Dee
Clients and Governance Analyst – Blog author

Gareth is a Clients and Governance Analyst at B&CE / The People’s Pension. He joined B&CE in 2021.

Gareth’s responsibilities include assisting in the production of investment marketing and scheme reporting documentation, providing technical investment support for internal staff, financial advisors and employee benefit consultants; and conducting DC Pension market research and analysis.

Before joining B&CE he held several investment research and proposition roles at Legal & General Assurance Society and Legal & General Workplace Savings. He also spent two years in investment analysis and compliance roles with, In Partnership – a national financial advice network.

Gareth holds the Diploma in Financial Planning and the Investment Management Certificate.

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Steve Delo
Steve Delo
Chair of the Trustee – Blog author

Steve Delo is Chairman of PAN Trustees, an award-winning independent trustee firm, and a former President of the Pensions Management Institute. He has twice been named ‘Independent Trustee of the Year’ by Engaged Investor and has been listed as one of the Top 50 people in pensions by Pensions Insight.

His 30 year career has included senior roles in scheme management, consulting, asset management and, for the last 13 years, trusteeship. He is a prominent accredited independent trustee sitting on DB and DC scheme boards and specialises in the governance of large-scale pension arrangements. He has chaired The People’s Pension since its establishment.

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Rupert Farmelo
Rupert Farmelo
National Payroll Relationship Manager – Blog author

As National Payroll Relationship Manager for The People’s Pension, Rupert is responsible for leading relationships with our payroll business partners. He is committed to making workplace pensions as simple to manage as possible, for our employers and intermediaries, by enhancing our connections with payroll software providers using digital technology.

Rupert has over 20 years’ experience in financial services and is an associate member of the Chartered Institute for Payroll and Pension Professionals (CIPP).

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Tim Gosling
Tim Gosling
Head of Pensions Policy – Blog author

Tim is Head of Pensions Policy at B&CE and is responsible for B&CE’s pensions policy work.

Previously Tim led the Pensions and Lifetime Savings Association’s work on DC pensions and worked in a variety of strategy and research roles at NEST Corporation.

Tim has degrees from the University of York and the London School of Economics.

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Ruthanne Gregory
Ruthanne Gregory
Head of Marketing Communications – Blog author

Ruthanne is Head of Marketing Communications and leads a team providing copywriting and brand tone of voice advice across the business. Joining B&CE in 2014 she has over 20 years’ experience in financial services, including several communications roles at The Pensions Regulator.

Ruthanne is a Dementia Friends Champion, focused on creating accessible and easy to understand communications, and also one of B&CE’s Internal Coaching Pool (CMI Level 5 qualified).

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David Lunt
David Lunt
Head of Business Development – Blog author

Dave’s team is responsible for employer and intermediary relationships and the transfers of workplace arrangements to The People’s Pension.

Dave is an energetic and experienced speaker on pensions issues, building on 30 years’ working in financial services for pension scheme providers and a non-departmental public body. He’s also a member of the Personal Finance Society.

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Kevin Martin
Kevin Martin
Group Director of Customer Services – Blog author

Kevin is the Director of Customer Services and is responsible for maintaining the high standards and award-winning service that B&CE provides to its employers and members. Another key area of focus for him is delivering excellence and efficiency within the current and future target operating model.

Kevin joined B&CE in June 2015 and has over 30 years’ experience in financial services, occupying a variety of leadership roles within the workplace pensions and long-term savings landscape.

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@PeoplesPension

Media enquiries

01293 205004
media@bandce.co.uk