One of the three investment profiles you can choose for your pension savings with The People’s Pension. These are also sometimes referred to as lifestyle investment programmes.
This one means we’ll be more cautious about how much of your money we invest in certain ways.
So, you might not make as many gains as the other investment profiles – balanced and adventurous – but it does provide a bit more protection from the ups and downs of the investment market.
And as with all our investment profiles with The People’s Pension – you’ll get a glidepath, which helps to safeguard your pension savings as you move closer to retirement.
The other two investment profiles available are the ‘adventurous’ investment profile and the ‘balanced’ investment profile.
- If you’re in The People’s Pension, and you’d rather not get involved in the investment choices, we’ll put you in the ‘balanced’ investment profile.
- If you’d like to take more of an interest, you can select either the ‘adventurous’ or ‘cautious’ investment profile options.
- Or there are eight investment funds you can choose between instead.