Cautious investment profile

One of the 3 investment profiles you can choose for your pension savings with The People’s Pension. These are also sometimes referred to as lifestyle investment profiles.

This one means we’ll be more cautious about how much of your money we invest in certain ways compared to the balanced or adventurous approach.

So, you might not make as many gains over the long term as the other investment profiles – balanced and adventurous – but it does provide a bit more protection from the ups and downs of the investment market.

And as with all our investment profiles – you’ll get a glidepath, which helps safeguard your pension savings as you move closer to retirement. It means your money gradually and automatically moves into more secure investments the closer you get to retiring.

The other 2 investment profiles available are the ‘adventurous’ investment profile and the ‘balanced’ investment profile.

  • If you’d rather not get involved in the investment choices, we’ll put you in the ‘balanced’ investment profile.
  • If you’d like to take more of an interest, you can select either the ‘adventurous’ or ‘cautious’ investment profile options.
  • Or there are 8 investment funds you can choose between instead.

More about investing your pension »