Option 1 – stick with the default fund
We automatically invest our members’ money in our ‘balanced’ investment profile (we also call this our default investment profile), unless they tell us otherwise.
So our members don’t have to do anything, they can leave it to us if that’s what they prefer.
Option 2 – choose an investment profile
Investment profiles bring together groups of investments with different levels of risk. There are 3 to choose from with The People’s Pension:
Option 3 – self-select from our investment funds
Or members can decide for themselves where their pension savings are invested by choosing from our investment funds.
Each fund has a different level of risk and members can decide how much of their money they want to put in each fund.