What’s an enhanced/impaired life annuity?


These are annuities that provide higher amounts than a ‘normal’ annuity because of the individual having a lower than ‘normal’ life expectancy.

If your health or lifestyle (smoking, drinking, obesity) is expected to lead to a reduced life expectancy, you could qualify for an enhanced annuity. This is because an enhanced/impaired life annuity is based on your personal circumstances, rather than just an average.

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