Uncrystallised funds pension lump sums (UFPLS)

This is HMRC’s rather technical term for taking your pension savings in lump sums (see our definition of uncrystallised).

We just call these flexible lump sums – because you can get your pension savings either in one go, or in smaller payments over time.

We’re not authorised to give you advice, but you can read more about your guidance and advice options on our website.