On the third anniversary of your staging/duties start date, you must re-enrol anyone who has opted out, as well as those who’ve ceased active membership and are eligible employees. You may hear this referred to as ‘cyclical’ or ‘triennial’ re-enrolment. You can choose to do this on a date from a window of up to three months before or three months after the third anniversary of your staging/duties start date. This is called your ‘re-enrolment date’. Postponement (where you may delay working out who to put into a pension scheme) can’t be used at re-enrolment.
Those who’ve opted out within the 12 months prior to the pension scheme re-enrolment date won’t need to be re-enrolled on this occasion, but on the next re-enrolment date instead.
Eligible staff must be written to individually, within six weeks of the chosen re-enrolment date, to tell them how automatic enrolment applies to them.
It’s a legal requirement that once you’ve re-enrolled, you have to re-declare your compliance with The Pensions Regulator within five calendar months of the third anniversary of your staging/duties start date (or last re-enrolment date) – if you don’t, you could be fined. This has to happen whether or not there are any employees to re-enrol.
It may be a long way off, but The People’s Pension will be here to help. We’ll help you figure out who needs to be re-enrolled. We’ll provide an automatic re-enrolment report in your Online Services account and this will help you identify the employees you may need to re-enrol. Also, within six weeks of your re-enrolment date we’ll write to your employees to make sure they understand their workplace pension.