What’s re-enrolment?

On the 3rd anniversary of your staging/duties start/previous re-enrolment date, you must re-enrol anyone who has opted out, ceased active membership or is paying below the minimum contribution levels and are eligible employees. You may hear this referred to as ‘cyclical’ or ‘triennial’ re-enrolment.

You can choose to do this on a date from a window of up to 3 months before or 3 months after the 3rd anniversary of your staging/duties start/previous re-enrolment date. This is called your ‘re-enrolment date’. Postponement (where you may delay working out who to put into a pension scheme) can’t be used at re-enrolment.

Those who’ve opted out within the 12 months prior to your re-enrolment date won’t need to be re-enrolled on this occasion, but on the next re-enrolment date instead.

You must write to eligible staff individually, within 6 weeks of the chosen re-enrolment date, to tell them they’ve been re-enrolled.

It’s a legal requirement that once you’ve re-enrolled, you have to re-declare your compliance with The Pensions Regulator within 5 calendar months of the 3rd anniversary of your staging/duties start date – if you don’t, you could be fined. This has to happen whether or not there are any employees to re-enrol.

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We’ll help you figure out who needs to be re-enrolled. We’ll provide a re-enrolment report in your Online Services account and this will help you identify the employees you may need to re-enrol. Also, within 6 weeks of your re-enrolment date we’ll write to your employees to make sure they understand their workplace pension.

For more information on re-enrolment see our guide ‘Re-enrolment – the 3-year cycle’. The Pensions Regulator also has lots of information on their website.

 

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