Assessment

This is how employers check whether any of their employees should be automatically enrolled in a workplace pension. It depends how old you are and how much you earn.

  • It’ll be automatic if you earn enough and are between 22 and State Pension age.
  • But even if it’s not automatic, you’ll still be able to join if you’d like to.

Based on the current tax year…

  1. If you’re aged between 22 and the age you’ll get your State Pension, and if you earn more than £10,000 a year / £833 a month / £192 a week, then you’ll be automatically enrolled by your employer. Your employer will have to contribute to your pension savings, and normally you will have to as well.
  2. If you’re aged 16-74 and you earn more than £6,240 a year / £520 a month / £120 a week, you can opt into the scheme. Your employer will have to contribute to your pension savings, and normally you will have to as well.
  3. If you’re aged 16-74 and you earn less than £6,240 a year / £520 a month / £120 a week, you can request to join the scheme. You’ll have to contribute to your pension savings, but your employer doesn’t have to unless they want to.