Who should be enrolled?

All eligible jobholders will need to be automatically enrolled into your workplace pension. An eligible jobholder is one who:

• Is at least 22 years old
• Is under State pension age (SPA)
• Earns more than £7,475 a year
• Usually works in the UK

A 'jobholder' includes all employees and directly employed contractors, but not self-employed contractors.

Other types of employee can still join the workplace pension, but won't be automatically enrolled. This table will help you decide who is currently an eligible jobholder, who is a non-eligible jobholder and who is an entitled jobholder.

The earning amounts will be reviewed by the Government in January 2012.

Defining your employees will help you work out what you must do in order to comply with the regulations. A quick summary is below:

Whether a worker is an eligible jobholder, non-eligible jobholder or an entitled worker is not set in stone when the pension is set up. Workers can move between categories as their age and wages change, so it's important to keep track of these details.

Every time a worker moves between categories, they need to be made aware of what it means to them.

When do I need to assess my workers?

There are different dates when you'll need to assess your workers, depending on their circumstances. For example (and there could be others):

• Your staging date– for workers already employed on that date
• First day of employment– for workers joining after your staging date
• Worker's 22^nd birthday– for those who become 22 after the staging date
• Worker's 16^th birthday– for those who become 16 after the staging date

You can make an assessment before these dates if you are certain that your workers' circumstances won't change.